Thursday, June 4, 2009

Planning For A Stress-Free and Debt-Free Vacation

Spending a stress-free and debt-free vacation must be planned in advance. I'm telling you guys, I am not expert about this but I can probably share some of my experiences about planning a great vacation. I believed getting a memorable and relaxing vacation doesn't need the use of credit cards or any other kind of loans just to have a vacation and after that you are getting trouble or problem because you cannot pay back what you had spent for your trip. That is the reason why you have to plan it in advance and save money for your plan vacation. You need to have a family vacation budgeting if you wish to bring the whole family with you to avoid any stress and hassle. I have been to a lot of vacations but before I travel I need to save first some money to spend for it. This is also what I am doing right now, start saving some money because I want to have a three months vacation in Asia this year.

I know somebody who always use their credit cards or make a cash advance or payday loans in the bank everytime they go for vacation here in Europe. I believed they enjoy their vacation but after that, they are having stress and difficulty in trying to pay back their credits. I even heard that when her husband's salary comes, it is not even enough to pay what they owe. Situation like this can be very stressful and horrible! I guess they need a good debt counseling for them to know how to handle their finances. I would even recommend a debt consolidation so that they can manage their debts and have easy payments for it. They can probably save some money and pay less interest if they consolidate their debts.

So people out there, it is good to relax and spend a great and stress-free vacation but you have to plan it ahead. Second, you might want to visit Consolidatedcredit.org for more travel tips and information. You know why? They provide various money management saving tips on vacation budgeting, topics about credit counseling, debt management and a lot more! Have a safe and happy trip always!

1 comments:

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